Smart Homebuying 101 is Jai Williams’ free homebuyer education workshop covering the 20 most costly mistakes first-time buyers make and exactly how to avoid every one of them. Registration is always free and open to buyers across Tennessee, Georgia, and Alabama. No pitch. No pressure. Just education.
Jai Williams is a licensed REALTOR® with active licensure in Tennessee, Georgia, and Alabama. She serves buyers, sellers, and relocating families across all three states and provides real estate guidance and referral connections for clients nationwide.
What Smart Homebuying 101 Covers
Credit Preparation: What score you need, how long it takes to improve, and what not to do in the 90 days before you apply for a mortgage.
Loan Options: FHA, Conventional, VA, USDA, and state-specific programs for Tennessee (THDA), Georgia (Georgia Dream), and Alabama (AHFA) buyers. What each requires and who each serves best.
Down Payment Reality: Why you do not need 20% down and what your actual options look like with 3%, 3.5%, and zero down programs.
The Pre-Approval Process: What it involves, why it matters, and the difference between pre-qualification and pre-approval.
Home Search Strategy: How to search efficiently, what to look for beyond the listing, and how to avoid emotional decisions that cost money.
The Offer and Negotiation Process: How offers are structured, what contingencies protect you, and what a RENE-certified negotiation expert does differently.
Inspection Strategy: What to look for, how to negotiate repairs, and how your earnest money is protected by properly written contingencies.
Closing Preparation: What closing costs cover, what to bring, and what to expect on closing day.
State-Specific Differences: Tennessee disclosure requirements vs. Georgia and Alabama caveat emptor. What changes depending on which state you are buying in.
Who Should Attend
First-time buyers at any stage. Buyers returning to the market after several years. Renters who are not sure if they are ready to buy. Military families relocating to the TN-GA-AL market who need a fast education on local market dynamics. Anyone who wants to understand the full process before committing to anything.
Register Now
Registration is always free. Sessions are available live and on-demand. Register at jaiwilliams.com to access current session dates and the self-paced on-demand version.
See the full resource guide: Free Homebuyer Education